First Time Buyers

The most difficult part of buying a home is making a down payment and paying closing costs. I know of several programs that are available to qualified First Time Buyers and can provide down payment and closing cost assistance! These programs also allow for 100% financing so you may not need to make a down payment at all!

Qualifying for these programs is not as difficult as you might expect but each program has different qualifying guidelines. In some cases you must take a home buyers workshop or counseling class. It would be best if you would contact me and allow me to explain it to you.

Many times I have gotten my clients to the settlement table with no money out of their own pocket. In the worst case scenario, I may be able to dramatically reduce the amount of money that you need for closing your loan.

If you are a First Time Buyer, I'm sure you have a lot of questions. I am here to help. You can start by looking over the FAQ's page. Here you will be able to learn some of the loan lingo and get answers to some of the most common questions. The Pre-Qualify page and the Purchasing page both shed some light on how to get started and what to expect. If you would rather speak to me directly, by all means, you can contact me seven days a week on my cell phone or by email.